Call reports 2016
MIDLAND FEDERAL SAVINGS AND LOAN ASSOCIATION — 2016
What MIDLAND FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 119,860,000 | 122,014,000 | 119,715,000 | 120,700,000 |
| Total loans | 58,112,000 | 56,208,000 | 53,786,000 | 52,650,000 |
| Allowance for loan losses | 436,000 | 429,000 | 430,000 | 430,000 |
| Securities available for sale | 30,550,000 | 30,959,000 | 29,365,000 | 27,679,000 |
| Securities held to maturity | 3,538,000 | 3,402,000 | 7,754,000 | 8,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,824,000 | 109,867,000 | 107,685,000 | 109,028,000 |
| Interest-bearing deposits | 97,275,000 | 98,481,000 | 97,545,000 | 98,134,000 |
| Noninterest-bearing deposits | 10,549,000 | 11,386,000 | 10,140,000 | 10,894,000 |
| Equity capital | 11,445,000 | 11,551,000 | 11,433,000 | 11,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,676,000 | 2,500,000 | 3,290,000 |
| Interest expense | 52,000 | 105,000 | 160,000 | 215,000 |
| Net interest income | 796,000 | 1,571,000 | 2,340,000 | 3,075,000 |
| Noninterest income | 86,000 | 161,000 | 260,000 | 391,000 |
| Noninterest expense | 894,000 | 1,773,000 | 2,649,000 | 3,553,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -12,000 | -41,000 | -49,000 | -87,000 |
| Income tax | -4,000 | -28,000 | -30,000 | -44,000 |
| Net income | -8,000 | -13,000 | -19,000 | -43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,840,000 | 10,773,000 | 10,768,000 | 10,743,000 |
| Total capital | 11,276,000 | 11,202,000 | 11,198,000 | 11,173,000 |
| Risk-weighted assets | 41,056,000 | 39,270,000 | 37,208,000 | 36,731,000 |