Call reports 2015
MIDLAND FEDERAL SAVINGS AND LOAN ASSOCIATION — 2015
What MIDLAND FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 119,839,000 | 120,078,000 | 119,026,000 | 119,541,000 |
| Total loans | 61,366,000 | 60,130,000 | 58,636,000 | 58,771,000 |
| Allowance for loan losses | 429,000 | 422,000 | 421,000 | 436,000 |
| Securities available for sale | 30,637,000 | 29,768,000 | 29,949,000 | 29,787,000 |
| Securities held to maturity | 326,000 | 2,888,000 | 3,801,000 | 3,685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,949,000 | 108,279,000 | 107,110,000 | 107,778,000 |
| Interest-bearing deposits | 97,167,000 | 97,669,000 | 97,368,000 | 96,792,000 |
| Noninterest-bearing deposits | 10,782,000 | 10,610,000 | 9,742,000 | 10,986,000 |
| Equity capital | 11,391,000 | 11,185,000 | 11,361,000 | 11,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 838,000 | 1,682,000 | 2,550,000 | 3,387,000 |
| Interest expense | 49,000 | 100,000 | 149,000 | 201,000 |
| Net interest income | 789,000 | 1,582,000 | 2,401,000 | 3,186,000 |
| Noninterest income | 98,000 | 183,000 | 279,000 | 359,000 |
| Noninterest expense | 906,000 | 1,866,000 | 2,746,000 | 3,596,000 |
| Provision for loan losses | -49,000 | -53,000 | -53,000 | -53,000 |
| Pretax income | 30,000 | -6,000 | 29,000 | 44,000 |
| Income tax | 10,000 | 10,000 | 22,000 | 27,000 |
| Net income | 20,000 | -16,000 | 7,000 | 17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,932,000 | 10,822,000 | 10,849,000 | 10,858,000 |
| Total capital | 11,380,000 | 11,244,000 | 11,270,000 | 11,294,000 |
| Risk-weighted assets | 42,315,000 | 41,579,000 | 40,249,000 | 41,595,000 |