Call reports 2006
FIRST COMMUNITY BANK — 2006
What FIRST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 215,772,000 | 215,719,000 | 214,893,000 | 224,761,000 |
| Total loans | 185,353,000 | 182,023,000 | 187,179,000 | 187,787,000 |
| Allowance for loan losses | 2,029,000 | 2,039,000 | 2,046,000 | 2,040,000 |
| Securities available for sale | 3,971,000 | 5,194,000 | 4,484,000 | 2,996,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,829,000 | 176,694,000 | 177,355,000 | 187,417,000 |
| Interest-bearing deposits | 154,911,000 | 152,021,000 | 154,432,000 | 157,700,000 |
| Noninterest-bearing deposits | 23,918,000 | 24,673,000 | 22,923,000 | 29,717,000 |
| Equity capital | 18,983,000 | 19,416,000 | 20,169,000 | 21,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,896,000 | 8,063,000 | 12,406,000 | 16,966,000 |
| Interest expense | 1,563,000 | 3,243,000 | 5,016,000 | 6,912,000 |
| Net interest income | 2,333,000 | 4,820,000 | 7,390,000 | 10,054,000 |
| Noninterest income | 127,000 | 283,000 | 429,000 | 566,000 |
| Noninterest expense | 1,221,000 | 2,512,000 | 4,049,000 | 5,444,000 |
| Provision for loan losses | 45,000 | 55,000 | 65,000 | 91,000 |
| Pretax income | 1,194,000 | 2,536,000 | 3,705,000 | 5,085,000 |
| Income tax | 429,000 | 908,000 | 1,328,000 | 1,822,000 |
| Net income | 765,000 | 1,628,000 | 2,377,000 | 3,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,445,000 | 17,886,000 | 18,615,000 | 19,501,000 |
| Total capital | 19,474,000 | 19,925,000 | 20,661,000 | 21,541,000 |
| Risk-weighted assets | 184,400,000 | 183,040,000 | 185,319,000 | 187,340,000 |