Call reports 2004
FIRST COMMUNITY BANK — 2004
What FIRST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 186,431,000 | 189,703,000 | 183,264,000 | 192,541,000 |
| Total loans | 158,306,000 | 166,120,000 | 160,363,000 | 166,509,000 |
| Allowance for loan losses | 1,601,000 | 1,752,000 | 1,775,000 | 1,832,000 |
| Securities available for sale | 3,275,000 | 3,457,000 | 3,500,000 | 3,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,980,000 | 158,930,000 | 156,814,000 | 163,898,000 |
| Interest-bearing deposits | 139,601,000 | 137,417,000 | 135,323,000 | 138,761,000 |
| Noninterest-bearing deposits | 21,379,000 | 21,513,000 | 21,491,000 | 25,137,000 |
| Equity capital | 16,081,000 | 16,534,000 | 17,153,000 | 17,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,519,000 | 5,068,000 | 7,672,000 | 10,419,000 |
| Interest expense | 770,000 | 1,559,000 | 2,363,000 | 3,192,000 |
| Net interest income | 1,749,000 | 3,509,000 | 5,309,000 | 7,227,000 |
| Noninterest income | 130,000 | 302,000 | 462,000 | 605,000 |
| Noninterest expense | 931,000 | 1,876,000 | 2,885,000 | 4,004,000 |
| Provision for loan losses | 165,000 | 365,000 | 405,000 | 465,000 |
| Pretax income | 783,000 | 1,570,000 | 2,481,000 | 3,363,000 |
| Income tax | 295,000 | 592,000 | 902,000 | 1,208,000 |
| Net income | 488,000 | 978,000 | 1,579,000 | 2,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,503,000 | 14,993,000 | 15,584,000 | 15,768,000 |
| Total capital | 16,104,000 | 16,745,000 | 17,359,000 | 17,600,000 |
| Risk-weighted assets | 156,910,000 | 163,390,000 | 156,850,000 | 161,470,000 |