Call reports 2002
FIRST COMMUNITY BANK — 2002
What FIRST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 151,428,000 | 150,444,000 | 153,922,000 | 155,334,000 |
| Total loans | 122,482,000 | 131,323,000 | 131,484,000 | 134,188,000 |
| Allowance for loan losses | 1,430,000 | 1,505,000 | 1,487,000 | 1,491,000 |
| Securities available for sale | 1,918,000 | 1,705,000 | 2,518,000 | 2,862,000 |
| Securities held to maturity | 958,000 | 696,000 | 130,000 | 104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,021,000 | 132,531,000 | 133,892,000 | 135,085,000 |
| Interest-bearing deposits | 119,790,000 | 115,905,000 | 116,932,000 | 118,463,000 |
| Noninterest-bearing deposits | 16,231,000 | 16,626,000 | 16,960,000 | 16,622,000 |
| Equity capital | 12,946,000 | 12,835,000 | 13,358,000 | 13,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,526,000 | 5,001,000 | 7,494,000 | 9,954,000 |
| Interest expense | 1,161,000 | 2,174,000 | 3,140,000 | 4,029,000 |
| Net interest income | 1,365,000 | 2,827,000 | 4,354,000 | 5,925,000 |
| Noninterest income | 126,000 | 262,000 | 423,000 | 534,000 |
| Noninterest expense | 903,000 | 1,796,000 | 2,656,000 | 3,551,000 |
| Provision for loan losses | 200,000 | 310,000 | 320,000 | 355,000 |
| Pretax income | 388,000 | 983,000 | 1,801,000 | 2,554,000 |
| Income tax | 140,000 | 356,000 | 656,000 | 937,000 |
| Net income | 248,000 | 627,000 | 1,145,000 | 1,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,397,000 | 11,263,000 | 11,781,000 | 12,253,000 |
| Total capital | 12,827,000 | 12,768,000 | 13,268,000 | 13,744,000 |
| Risk-weighted assets | 121,321,000 | 126,509,000 | 127,107,000 | 129,262,000 |