Call reports 2001
FIRST COMMUNITY BANK — 2001
What FIRST COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 140,213,000 | 145,262,000 | 151,552,000 | 158,448,000 |
| Total loans | 119,918,000 | 121,283,000 | 124,198,000 | 122,042,000 |
| Allowance for loan losses | 1,462,000 | 1,466,000 | 1,483,000 | 1,446,000 |
| Securities available for sale | 2,604,000 | 2,115,000 | 1,867,000 | 2,198,000 |
| Securities held to maturity | 2,059,000 | 1,458,000 | 1,176,000 | 1,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,437,000 | 128,408,000 | 134,713,000 | 142,079,000 |
| Interest-bearing deposits | 110,234,000 | 112,591,000 | 119,317,000 | 121,477,000 |
| Noninterest-bearing deposits | 13,203,000 | 15,817,000 | 15,396,000 | 20,602,000 |
| Equity capital | 12,211,000 | 12,653,000 | 12,883,000 | 12,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,214,000 | 6,278,000 | 9,312,000 | 12,005,000 |
| Interest expense | 1,601,000 | 3,107,000 | 4,574,000 | 5,937,000 |
| Net interest income | 1,613,000 | 3,171,000 | 4,738,000 | 6,068,000 |
| Noninterest income | 129,000 | 269,000 | 392,000 | 519,000 |
| Noninterest expense | 988,000 | 1,906,000 | 2,828,000 | 3,731,000 |
| Provision for loan losses | 105,000 | 180,000 | 245,000 | 253,000 |
| Pretax income | 660,000 | 1,371,000 | 2,074,000 | 2,620,000 |
| Income tax | 236,000 | 492,000 | 746,000 | 934,000 |
| Net income | 424,000 | 879,000 | 1,328,000 | 1,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,504,000 | 10,985,000 | 11,258,000 | 11,149,000 |
| Total capital | 11,966,000 | 12,451,000 | 12,741,000 | 12,595,000 |
| Risk-weighted assets | 119,017,000 | 120,670,000 | 122,926,000 | 123,577,000 |