Call reports 2007
FIRST NATIONAL BANK OF MILLSTADT — 2007
What FIRST NATIONAL BANK OF MILLSTADT reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 90,308,000 | 89,559,000 | 86,287,000 |
| Total loans | 40,090,000 | 38,584,000 | 37,491,000 |
| Allowance for loan losses | 451,000 | 451,000 | 452,000 |
| Securities available for sale | 29,110,000 | 27,157,000 | 9,967,000 |
| Securities held to maturity | 164,000 | 164,000 | 163,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 78,147,000 | 77,280,000 | 74,921,000 |
| Interest-bearing deposits | 70,046,000 | 70,170,000 | 69,099,000 |
| Noninterest-bearing deposits | 8,101,000 | 7,110,000 | 5,821,000 |
| Equity capital | 11,778,000 | 11,868,000 | 10,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 1,050,000 | 2,143,000 | 3,234,000 |
| Interest expense | 499,000 | 1,034,000 | 1,556,000 |
| Net interest income | 551,000 | 1,109,000 | 1,678,000 |
| Noninterest income | 95,000 | 213,000 | 327,000 |
| Noninterest expense | 547,000 | 1,106,000 | 3,060,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 99,000 | 216,000 | -1,217,000 |
| Income tax | 25,000 | 57,000 | -447,000 |
| Net income | 74,000 | 159,000 | -770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 12,020,000 | 12,066,000 | 10,088,000 |
| Total capital | 12,471,000 | 12,517,000 | 10,540,000 |
| Risk-weighted assets | 44,598,000 | 44,315,000 | 41,923,000 |