Call reports 2001
SOUTH CENTRAL BANK OF MONROE COUNTY, INC. — 2001
What SOUTH CENTRAL BANK OF MONROE COUNTY, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 99,854,000 | 99,700,000 | 103,186,000 | 107,726,000 |
| Total loans | 65,468,000 | 65,210,000 | 64,899,000 | 65,939,000 |
| Allowance for loan losses | 722,000 | 745,000 | 757,000 | 766,000 |
| Securities available for sale | 7,149,000 | 6,112,000 | 5,090,000 | 8,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,343,000 | 85,922,000 | 89,189,000 | 93,695,000 |
| Interest-bearing deposits | 77,547,000 | 77,413,000 | 80,731,000 | 83,557,000 |
| Noninterest-bearing deposits | 8,796,000 | 8,509,000 | 8,458,000 | 10,138,000 |
| Equity capital | 9,196,000 | 9,425,000 | 9,595,000 | 9,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,890,000 | 3,786,000 | 5,548,000 | 7,235,000 |
| Interest expense | 974,000 | 1,969,000 | 2,919,000 | 3,743,000 |
| Net interest income | 916,000 | 1,817,000 | 2,629,000 | 3,492,000 |
| Noninterest income | 106,000 | 231,000 | 356,000 | 506,000 |
| Noninterest expense | 589,000 | 1,189,000 | 1,778,000 | 2,330,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 91,000 |
| Pretax income | 411,000 | 814,000 | 1,139,000 | 1,577,000 |
| Income tax | 140,000 | 277,000 | 388,000 | 538,000 |
| Net income | 271,000 | 537,000 | 751,000 | 1,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,120,000 | 9,360,000 | 9,545,000 | 9,783,000 |
| Total capital | 9,842,000 | 10,105,000 | 10,302,000 | 10,549,000 |
| Risk-weighted assets | 64,705,000 | 65,648,000 | 65,793,000 | 70,674,000 |
Machine access — free, no API key
Every figure shown here about SOUTH CENTRAL BANK OF MONROE COUNTY, INC. — 2001 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.