Call reports 2025
WOLF RIVER COMMUNITY BANK — 2025
What WOLF RIVER COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 340,224,000 | 345,090,000 | 351,258,000 | 386,221,000 |
| Total loans | 264,395,000 | 271,494,000 | 284,827,000 | 296,684,000 |
| Allowance for loan losses | 4,550,000 | 4,701,000 | 4,851,000 | 5,001,000 |
| Securities available for sale | 37,958,000 | 39,077,000 | 40,135,000 | 40,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,278,000 | 289,818,000 | 294,165,000 | 317,155,000 |
| Interest-bearing deposits | 237,404,000 | 239,859,000 | 244,641,000 | 263,831,000 |
| Noninterest-bearing deposits | 49,874,000 | 49,959,000 | 49,524,000 | 53,324,000 |
| Equity capital | 39,017,000 | 40,072,000 | 41,530,000 | 43,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,546,000 | 9,166,000 | 14,063,000 | 19,198,000 |
| Interest expense | 1,115,000 | 2,193,000 | 3,368,000 | 4,546,000 |
| Net interest income | 3,431,000 | 6,973,000 | 10,695,000 | 14,652,000 |
| Noninterest income | 340,000 | 692,000 | 1,162,000 | 1,529,000 |
| Noninterest expense | 1,919,000 | 3,931,000 | 6,110,000 | 8,437,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,702,000 | 3,434,000 | 5,289,000 | 7,136,000 |
| Income tax | 303,000 | 611,000 | 946,000 | 1,269,000 |
| Net income | 1,399,000 | 2,823,000 | 4,343,000 | 5,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,398,000 | 41,072,000 | 42,092,000 | 43,616,000 |