Call reports 2024
WOLF RIVER COMMUNITY BANK — 2024
What WOLF RIVER COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 302,312,000 | 302,023,000 | 313,486,000 | 331,942,000 |
| Total loans | 237,495,000 | 244,240,000 | 253,720,000 | 264,584,000 |
| Allowance for loan losses | 3,667,000 | 3,878,000 | 4,139,000 | 4,400,000 |
| Securities available for sale | 39,846,000 | 37,451,000 | 38,181,000 | 38,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,866,000 | 262,902,000 | 264,785,000 | 280,352,000 |
| Interest-bearing deposits | 218,705,000 | 214,108,000 | 216,740,000 | 232,076,000 |
| Noninterest-bearing deposits | 46,161,000 | 48,794,000 | 48,045,000 | 48,276,000 |
| Equity capital | 34,702,000 | 35,396,000 | 37,299,000 | 37,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,713,000 | 7,580,000 | 11,634,000 | 15,980,000 |
| Interest expense | 899,000 | 1,852,000 | 2,893,000 | 3,976,000 |
| Net interest income | 2,814,000 | 5,728,000 | 8,741,000 | 12,004,000 |
| Noninterest income | 337,000 | 690,000 | 1,077,000 | 1,430,000 |
| Noninterest expense | 1,821,000 | 3,751,000 | 5,635,000 | 7,635,000 |
| Provision for loan losses | 171,000 | 382,000 | 643,000 | 904,000 |
| Pretax income | 1,159,000 | 2,262,000 | 3,517,000 | 4,872,000 |
| Income tax | 234,000 | 365,000 | 586,000 | 821,000 |
| Net income | 925,000 | 1,897,000 | 2,931,000 | 4,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,313,000 | 37,285,000 | 38,319,000 | 39,339,000 |