Call reports 2023
WOLF RIVER COMMUNITY BANK — 2023
What WOLF RIVER COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 286,079,000 | 278,917,000 | 281,113,000 | 293,823,000 |
| Total loans | 200,412,000 | 207,551,000 | 216,371,000 | 229,940,000 |
| Allowance for loan losses | 3,315,000 | 3,330,000 | 3,405,000 | 3,496,000 |
| Securities available for sale | 44,258,000 | 44,207,000 | 42,840,000 | 42,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,706,000 | 245,158,000 | 247,573,000 | 257,946,000 |
| Interest-bearing deposits | 207,657,000 | 199,451,000 | 200,565,000 | 209,998,000 |
| Noninterest-bearing deposits | 45,049,000 | 45,707,000 | 47,008,000 | 47,948,000 |
| Equity capital | 32,031,000 | 32,349,000 | 31,904,000 | 34,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,004,000 | 6,069,000 | 9,270,000 | 12,678,000 |
| Interest expense | 537,000 | 1,062,000 | 1,684,000 | 2,403,000 |
| Net interest income | 2,467,000 | 5,007,000 | 7,586,000 | 10,275,000 |
| Noninterest income | 335,000 | 695,000 | 1,060,000 | 1,382,000 |
| Noninterest expense | 1,868,000 | 3,797,000 | 5,708,000 | 7,576,000 |
| Provision for loan losses | 15,000 | 30,000 | 120,000 | 210,000 |
| Pretax income | 919,000 | 1,875,000 | 2,818,000 | 3,871,000 |
| Income tax | 193,000 | 400,000 | 602,000 | 833,000 |
| Net income | 726,000 | 1,475,000 | 2,216,000 | 3,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,386,000 | 34,135,000 | 34,877,000 | 35,698,000 |