Call reports 2022
WOLF RIVER COMMUNITY BANK — 2022
What WOLF RIVER COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 256,672,000 | 269,049,000 | 271,767,000 | 289,499,000 |
| Total loans | 174,756,000 | 181,735,000 | 188,182,000 | 199,290,000 |
| Allowance for loan losses | 3,205,000 | 3,220,000 | 3,235,000 | 3,300,000 |
| Securities available for sale | 43,301,000 | 43,614,000 | 42,263,000 | 43,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,769,000 | 238,101,000 | 241,018,000 | 257,181,000 |
| Interest-bearing deposits | 185,241,000 | 191,801,000 | 191,220,000 | 208,238,000 |
| Noninterest-bearing deposits | 40,528,000 | 46,300,000 | 49,798,000 | 48,943,000 |
| Equity capital | 29,756,000 | 29,791,000 | 29,418,000 | 31,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,075,000 | 4,228,000 | 6,679,000 | 9,435,000 |
| Interest expense | 56,000 | 127,000 | 292,000 | 600,000 |
| Net interest income | 2,019,000 | 4,101,000 | 6,387,000 | 8,835,000 |
| Noninterest income | 357,000 | 745,000 | 1,103,000 | 1,429,000 |
| Noninterest expense | 1,683,000 | 3,407,000 | 5,106,000 | 6,818,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 110,000 |
| Pretax income | 678,000 | 1,409,000 | 2,339,000 | 3,336,000 |
| Income tax | 144,000 | 296,000 | 501,000 | 720,000 |
| Net income | 534,000 | 1,113,000 | 1,838,000 | 2,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,899,000 | 31,477,000 | 32,203,000 | 32,980,000 |