Call reports 2021
WOLF RIVER COMMUNITY BANK — 2021
What WOLF RIVER COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 241,282,000 | 241,985,000 | 239,539,000 | 261,005,000 |
| Total loans | 152,593,000 | 160,136,000 | 160,870,000 | 171,231,000 |
| Allowance for loan losses | 3,145,000 | 3,160,000 | 3,175,000 | 3,190,000 |
| Securities available for sale | 40,882,000 | 46,013,000 | 45,935,000 | 46,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,949,000 | 210,772,000 | 207,730,000 | 228,408,000 |
| Interest-bearing deposits | 166,607,000 | 165,113,000 | 158,635,000 | 179,648,000 |
| Noninterest-bearing deposits | 44,342,000 | 45,659,000 | 49,095,000 | 48,760,000 |
| Equity capital | 28,999,000 | 30,037,000 | 30,575,000 | 31,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,435,000 | 4,850,000 | 6,831,000 | 8,911,000 |
| Interest expense | 113,000 | 174,000 | 234,000 | 287,000 |
| Net interest income | 2,322,000 | 4,676,000 | 6,597,000 | 8,624,000 |
| Noninterest income | 589,000 | 1,104,000 | 1,557,000 | 2,065,000 |
| Noninterest expense | 1,666,000 | 3,240,000 | 4,784,000 | 6,341,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,230,000 | 2,510,000 | 3,325,000 | 4,288,000 |
| Income tax | 294,000 | 602,000 | 781,000 | 1,002,000 |
| Net income | 936,000 | 1,908,000 | 2,544,000 | 3,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,335,000 | 29,307,000 | 29,943,000 | 30,685,000 |