Call reports 2018
WOLF RIVER COMMUNITY BANK — 2018
What WOLF RIVER COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 177,050,000 | 177,321,000 | 177,633,000 | 185,378,000 |
| Total loans | 131,703,000 | 136,315,000 | 140,245,000 | 147,469,000 |
| Allowance for loan losses | 1,772,000 | 1,790,000 | 1,820,000 | 1,850,000 |
| Securities available for sale | 22,772,000 | 23,329,000 | 23,312,000 | 23,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,915,000 | 146,634,000 | 143,993,000 | 145,502,000 |
| Interest-bearing deposits | 124,508,000 | 120,264,000 | 117,375,000 | 118,419,000 |
| Noninterest-bearing deposits | 22,407,000 | 26,370,000 | 26,619,000 | 27,083,000 |
| Equity capital | 20,847,000 | 21,368,000 | 21,743,000 | 22,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 3,485,000 | 5,405,000 | 7,396,000 |
| Interest expense | 165,000 | 349,000 | 543,000 | 777,000 |
| Net interest income | 1,529,000 | 3,136,000 | 4,862,000 | 6,619,000 |
| Noninterest income | 226,000 | 477,000 | 739,000 | 957,000 |
| Noninterest expense | 1,192,000 | 2,355,000 | 3,691,000 | 4,998,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 533,000 | 1,198,000 | 1,820,000 | 2,458,000 |
| Income tax | 109,000 | 255,000 | 388,000 | 525,000 |
| Net income | 424,000 | 943,000 | 1,432,000 | 1,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,026,000 | 21,545,000 | 22,033,000 | 22,535,000 |
| Total capital | 22,672,000 | 23,229,000 | 23,781,000 | 24,377,000 |
| Risk-weighted assets | 131,532,000 | 134,635,000 | 139,802,000 | 147,343,000 |