Call reports 2017
WOLF RIVER COMMUNITY BANK — 2017
What WOLF RIVER COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 156,087,000 | 155,624,000 | 162,649,000 | 167,912,000 |
| Total loans | 105,955,000 | 107,670,000 | 124,180,000 | 128,269,000 |
| Allowance for loan losses | 1,752,000 | 1,734,000 | 1,728,000 | 1,743,000 |
| Securities available for sale | 22,956,000 | 22,160,000 | 23,268,000 | 23,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,711,000 | 132,796,000 | 136,319,000 | 137,840,000 |
| Interest-bearing deposits | 114,173,000 | 111,069,000 | 111,567,000 | 114,355,000 |
| Noninterest-bearing deposits | 19,538,000 | 21,727,000 | 24,752,000 | 23,485,000 |
| Equity capital | 19,699,000 | 20,209,000 | 20,579,000 | 20,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,379,000 | 2,798,000 | 4,360,000 | 6,004,000 |
| Interest expense | 125,000 | 252,000 | 386,000 | 543,000 |
| Net interest income | 1,254,000 | 2,546,000 | 3,974,000 | 5,461,000 |
| Noninterest income | 194,000 | 427,000 | 698,000 | 952,000 |
| Noninterest expense | 1,012,000 | 2,052,000 | 3,160,000 | 4,374,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 436,000 | 921,000 | 1,512,000 | 2,024,000 |
| Income tax | 112,000 | 248,000 | 424,000 | 714,000 |
| Net income | 324,000 | 673,000 | 1,088,000 | 1,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,617,000 | 19,966,000 | 20,380,000 | 20,602,000 |
| Total capital | 20,987,000 | 21,339,000 | 21,947,000 | 22,218,000 |
| Risk-weighted assets | 109,218,000 | 109,510,000 | 125,238,000 | 129,155,000 |