Call reports 2001
WOLF RIVER COMMUNITY BANK — 2001
What WOLF RIVER COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,960,000 | 46,325,000 | 49,184,000 | 50,274,000 |
| Total loans | 35,392,000 | 36,749,000 | 37,760,000 | 38,408,000 |
| Allowance for loan losses | 293,000 | 301,000 | 317,000 | 325,000 |
| Securities available for sale | 4,258,000 | 5,082,000 | 5,290,000 | 5,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,190,000 | 41,466,000 | 44,117,000 | 43,992,000 |
| Interest-bearing deposits | 35,656,000 | 38,810,000 | 41,458,000 | 40,315,000 |
| Noninterest-bearing deposits | 2,534,000 | 2,656,000 | 2,659,000 | 3,677,000 |
| Equity capital | 4,236,000 | 4,330,000 | 4,489,000 | 4,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,697,000 | 2,589,000 | 3,489,000 |
| Interest expense | 501,000 | 1,006,000 | 1,491,000 | 1,915,000 |
| Net interest income | 324,000 | 691,000 | 1,098,000 | 1,574,000 |
| Noninterest income | 19,000 | 40,000 | 63,000 | 97,000 |
| Noninterest expense | 214,000 | 473,000 | 716,000 | 1,004,000 |
| Provision for loan losses | 3,000 | 11,000 | 27,000 | 46,000 |
| Pretax income | 126,000 | 247,000 | 418,000 | 621,000 |
| Income tax | 37,000 | 67,000 | 117,000 | 177,000 |
| Net income | 89,000 | 180,000 | 301,000 | 444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,203,000 | 4,294,000 | 4,414,000 | 4,559,000 |
| Total capital | 4,496,000 | 4,595,000 | 4,731,000 | 4,884,000 |
| Risk-weighted assets | 29,704,000 | 31,094,000 | 33,153,000 | 33,984,000 |