Call reports 2023
UNION BANK COMPANY, THE — 2023
What UNION BANK COMPANY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,115,047,000 | 1,089,735,000 | 1,074,855,000 | 1,068,193,000 |
| Total loans | 683,907,000 | 690,553,000 | 702,988,000 | 708,827,000 |
| Allowance for loan losses | 9,402,000 | 9,347,000 | 9,366,000 | 8,876,000 |
| Securities available for sale | 256,235,000 | 248,582,000 | 229,643,000 | 248,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,005,565,000 | 979,975,000 | 977,616,000 | 952,973,000 |
| Interest-bearing deposits | 816,688,000 | 795,970,000 | 793,097,000 | 784,484,000 |
| Noninterest-bearing deposits | 188,877,000 | 184,005,000 | 184,519,000 | 168,489,000 |
| Equity capital | 102,620,000 | 102,503,000 | 90,236,000 | 108,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,165,000 | 22,987,000 | 34,945,000 | 47,132,000 |
| Interest expense | 2,303,000 | 5,377,000 | 8,815,000 | 12,719,000 |
| Net interest income | 8,862,000 | 17,610,000 | 26,130,000 | 34,413,000 |
| Noninterest income | 1,811,000 | 3,979,000 | 5,767,000 | 7,460,000 |
| Noninterest expense | 8,349,000 | 16,363,000 | 24,125,000 | 31,763,000 |
| Provision for loan losses | -26,000 | -96,000 | -94,000 | -590,000 |
| Pretax income | 2,284,000 | 5,242,000 | 7,636,000 | 10,432,000 |
| Income tax | 210,000 | 550,000 | 820,000 | 1,170,000 |
| Net income | 2,074,000 | 4,692,000 | 6,816,000 | 9,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,889,000 | 109,610,000 | 109,317,000 | 109,847,000 |
| Total capital | 115,516,000 | 118,234,000 | 118,210,000 | 118,657,000 |
| Risk-weighted assets | 688,775,000 | 688,550,000 | 710,310,000 | 704,017,000 |