Call reports 2022
UNION BANK COMPANY, THE — 2022
What UNION BANK COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,067,194,000 | 1,107,966,000 | 1,057,051,000 | 1,084,777,000 |
| Total loans | 624,684,000 | 632,765,000 | 645,505,000 | 687,544,000 |
| Allowance for loan losses | 10,360,000 | 10,398,000 | 10,400,000 | 9,401,000 |
| Securities available for sale | 294,305,000 | 284,363,000 | 273,150,000 | 278,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 945,206,000 | 1,000,775,000 | 963,068,000 | 954,304,000 |
| Interest-bearing deposits | 756,826,000 | 775,068,000 | 761,010,000 | 755,027,000 |
| Noninterest-bearing deposits | 188,380,000 | 225,707,000 | 202,058,000 | 199,277,000 |
| Equity capital | 116,693,000 | 102,375,000 | 88,644,000 | 100,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,764,000 | 18,018,000 | 28,139,000 | 38,930,000 |
| Interest expense | 385,000 | 755,000 | 1,308,000 | 2,337,000 |
| Net interest income | 8,379,000 | 17,263,000 | 26,831,000 | 36,593,000 |
| Noninterest income | 3,127,000 | 5,442,000 | 8,320,000 | 10,176,000 |
| Noninterest expense | 8,211,000 | 16,721,000 | 25,630,000 | 33,925,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,000,000 |
| Pretax income | 3,249,000 | 5,907,000 | 9,405,000 | 13,730,000 |
| Income tax | 460,000 | 740,000 | 1,060,000 | 1,650,000 |
| Net income | 2,789,000 | 5,167,000 | 8,345,000 | 12,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,125,000 | 104,603,000 | 105,879,000 | 109,713,000 |
| Total capital | 113,897,000 | 113,240,000 | 115,023,000 | 118,585,000 |
| Risk-weighted assets | 699,863,000 | 688,887,000 | 729,982,000 | 708,703,000 |