Call reports 2021
UNION BANK COMPANY, THE — 2021
What UNION BANK COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,026,980,000 | 1,049,432,000 | 1,069,915,000 | 1,075,788,000 |
| Total loans | 654,246,000 | 628,347,000 | 604,469,000 | 618,705,000 |
| Allowance for loan losses | 10,301,000 | 10,311,000 | 10,325,000 | 10,355,000 |
| Securities available for sale | 199,288,000 | 227,275,000 | 268,846,000 | 305,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 889,379,000 | 908,904,000 | 928,680,000 | 932,273,000 |
| Interest-bearing deposits | 709,287,000 | 727,980,000 | 749,479,000 | 746,688,000 |
| Noninterest-bearing deposits | 180,092,000 | 180,924,000 | 179,201,000 | 185,585,000 |
| Equity capital | 130,216,000 | 131,862,000 | 133,560,000 | 135,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,490,000 | 18,739,000 | 29,386,000 | 38,804,000 |
| Interest expense | 634,000 | 1,248,000 | 1,798,000 | 2,284,000 |
| Net interest income | 8,856,000 | 17,491,000 | 27,588,000 | 36,520,000 |
| Noninterest income | 5,746,000 | 9,520,000 | 14,236,000 | 17,362,000 |
| Noninterest expense | 8,960,000 | 17,890,000 | 27,443,000 | 36,166,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 5,337,000 | 8,818,000 | 14,074,000 | 17,400,000 |
| Income tax | 960,000 | 1,530,000 | 2,457,000 | 2,840,000 |
| Net income | 4,377,000 | 7,288,000 | 11,617,000 | 14,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,058,000 | 96,042,000 | 100,475,000 | 102,235,000 |
| Total capital | 104,550,000 | 104,012,000 | 108,210,000 | 110,838,000 |
| Risk-weighted assets | 677,297,000 | 634,968,000 | 615,899,000 | 686,222,000 |