Call reports 2020
UNION BANK COMPANY, THE — 2020
What UNION BANK COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 903,272,000 | 1,016,442,000 | 995,426,000 | 978,542,000 |
| Total loans | 593,594,000 | 695,032,000 | 703,596,000 | 652,530,000 |
| Allowance for loan losses | 4,687,000 | 5,589,000 | 8,451,000 | 9,994,000 |
| Securities available for sale | 187,679,000 | 173,105,000 | 181,914,000 | 193,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 731,404,000 | 836,643,000 | 823,894,000 | 840,223,000 |
| Interest-bearing deposits | 615,427,000 | 676,445,000 | 661,408,000 | 661,997,000 |
| Noninterest-bearing deposits | 115,977,000 | 160,198,000 | 162,486,000 | 178,226,000 |
| Equity capital | 113,967,000 | 120,799,000 | 126,107,000 | 129,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,232,000 | 19,310,000 | 29,411,000 | 40,030,000 |
| Interest expense | 1,839,000 | 3,087,000 | 4,576,000 | 6,053,000 |
| Net interest income | 7,393,000 | 16,223,000 | 24,835,000 | 33,977,000 |
| Noninterest income | 2,834,000 | 10,644,000 | 21,785,000 | 26,689,000 |
| Noninterest expense | 8,028,000 | 16,693,000 | 26,654,000 | 36,591,000 |
| Provision for loan losses | 550,000 | 1,450,000 | 4,450,000 | 6,200,000 |
| Pretax income | 1,649,000 | 9,035,000 | 15,830,000 | 18,185,000 |
| Income tax | 220,000 | 1,640,000 | 2,930,000 | 3,280,000 |
| Net income | 1,429,000 | 7,395,000 | 12,900,000 | 14,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,283,000 | 84,355,000 | 89,960,000 | 91,118,000 |
| Total capital | 83,082,000 | 90,087,000 | 98,196,000 | 98,992,000 |
| Risk-weighted assets | 646,645,000 | 763,095,000 | 658,465,000 | 627,561,000 |