Call reports 2019
UNION BANK COMPANY, THE — 2019
What UNION BANK COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 851,433,000 | 855,244,000 | 875,510,000 | 877,982,000 |
| Total loans | 576,452,000 | 582,598,000 | 590,979,000 | 591,726,000 |
| Allowance for loan losses | 3,644,000 | 3,864,000 | 3,954,000 | 4,132,000 |
| Securities available for sale | 169,495,000 | 174,649,000 | 179,878,000 | 183,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 692,337,000 | 691,175,000 | 707,454,000 | 708,013,000 |
| Interest-bearing deposits | 587,474,000 | 580,326,000 | 596,161,000 | 597,996,000 |
| Noninterest-bearing deposits | 104,863,000 | 110,849,000 | 111,293,000 | 110,017,000 |
| Equity capital | 103,371,000 | 107,755,000 | 111,571,000 | 114,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,986,000 | 18,456,000 | 28,051,000 | 37,819,000 |
| Interest expense | 1,744,000 | 3,667,000 | 5,697,000 | 7,739,000 |
| Net interest income | 7,242,000 | 14,789,000 | 22,354,000 | 30,080,000 |
| Noninterest income | 2,508,000 | 5,642,000 | 9,473,000 | 13,064,000 |
| Noninterest expense | 7,075,000 | 14,431,000 | 22,391,000 | 30,584,000 |
| Provision for loan losses | 100,000 | 250,000 | 400,000 | 550,000 |
| Pretax income | 2,575,000 | 5,750,000 | 9,038,000 | 12,014,000 |
| Income tax | 410,000 | 960,000 | 1,530,000 | 2,020,000 |
| Net income | 2,165,000 | 4,790,000 | 7,508,000 | 9,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,713,000 | 74,567,000 | 77,410,000 | 80,277,000 |
| Total capital | 75,444,000 | 78,509,000 | 81,444,000 | 84,493,000 |
| Risk-weighted assets | 629,296,000 | 629,402,000 | 640,488,000 | 635,205,000 |