Call reports 2018
UNION BANK COMPANY, THE — 2018
What UNION BANK COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 783,800,000 | 805,938,000 | 816,377,000 | 829,051,000 |
| Total loans | 523,819,000 | 546,255,000 | 557,214,000 | 569,319,000 |
| Allowance for loan losses | 2,976,000 | 3,175,000 | 3,314,000 | 3,527,000 |
| Securities available for sale | 170,910,000 | 173,144,000 | 163,463,000 | 167,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 644,810,000 | 643,917,000 | 663,463,000 | 669,674,000 |
| Interest-bearing deposits | 547,952,000 | 546,239,000 | 554,341,000 | 558,001,000 |
| Noninterest-bearing deposits | 96,858,000 | 97,678,000 | 109,122,000 | 111,673,000 |
| Equity capital | 92,319,000 | 94,320,000 | 98,951,000 | 99,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,741,000 | 16,450,000 | 25,209,000 | 34,366,000 |
| Interest expense | 931,000 | 2,011,000 | 3,397,000 | 4,969,000 |
| Net interest income | 6,810,000 | 14,439,000 | 21,812,000 | 29,397,000 |
| Noninterest income | 2,235,000 | 4,406,000 | 6,881,000 | 9,434,000 |
| Noninterest expense | 6,429,000 | 13,091,000 | 20,219,000 | 26,939,000 |
| Provision for loan losses | 90,000 | 200,000 | 350,000 | 450,000 |
| Pretax income | 2,540,000 | 5,560,000 | 8,118,000 | 11,436,000 |
| Income tax | 430,000 | 910,000 | 1,290,000 | 1,870,000 |
| Net income | 2,110,000 | 4,650,000 | 6,828,000 | 9,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,852,000 | 68,329,000 | 70,906,000 | 69,742,000 |
| Total capital | 68,914,000 | 71,583,000 | 74,311,000 | 73,361,000 |
| Risk-weighted assets | 591,930,000 | 612,868,000 | 620,559,000 | 629,592,000 |