Call reports 2017
UNION BANK COMPANY, THE — 2017
What UNION BANK COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 639,332,000 | 636,084,000 | 769,545,000 | 778,829,000 |
| Total loans | 382,416,000 | 385,777,000 | 500,082,000 | 508,796,000 |
| Allowance for loan losses | 2,974,000 | 2,829,000 | 2,817,000 | 2,835,000 |
| Securities available for sale | 190,145,000 | 183,931,000 | 178,736,000 | 169,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,132,000 | 538,910,000 | 642,660,000 | 634,816,000 |
| Interest-bearing deposits | 437,372,000 | 446,408,000 | 548,752,000 | 531,210,000 |
| Noninterest-bearing deposits | 97,760,000 | 92,502,000 | 93,908,000 | 103,606,000 |
| Equity capital | 84,389,000 | 85,036,000 | 91,645,000 | 92,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,469,000 | 11,389,000 | 17,872,000 | 25,772,000 |
| Interest expense | 477,000 | 988,000 | 1,589,000 | 2,400,000 |
| Net interest income | 4,992,000 | 10,401,000 | 16,283,000 | 23,372,000 |
| Noninterest income | 1,176,000 | 2,303,000 | 3,633,000 | 6,176,000 |
| Noninterest expense | 4,511,000 | 9,281,000 | 15,413,000 | 21,816,000 |
| Provision for loan losses | -350,000 | -350,000 | -350,000 | -350,000 |
| Pretax income | 2,090,000 | 3,854,000 | 4,964,000 | 8,080,000 |
| Income tax | 540,000 | 960,000 | 1,370,000 | 3,401,000 |
| Net income | 1,550,000 | 2,894,000 | 3,594,000 | 4,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,512,000 | 73,410,000 | 61,212,000 | 63,649,000 |
| Total capital | 76,541,000 | 76,302,000 | 64,104,000 | 66,559,000 |
| Risk-weighted assets | 472,677,000 | 480,910,000 | 580,417,000 | 593,428,000 |