Call reports 2015
UNION BANK COMPANY, THE — 2015
What UNION BANK COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 637,095,000 | 628,058,000 | 614,956,000 | 607,659,000 |
| Total loans | 356,531,000 | 357,977,000 | 359,442,000 | 354,597,000 |
| Allowance for loan losses | 3,522,000 | 3,526,000 | 3,577,000 | 3,834,000 |
| Securities available for sale | 218,174,000 | 208,251,000 | 190,031,000 | 182,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 547,600,000 | 519,960,000 | 513,642,000 | 518,754,000 |
| Interest-bearing deposits | 463,575,000 | 434,881,000 | 425,826,000 | 425,245,000 |
| Noninterest-bearing deposits | 84,025,000 | 85,079,000 | 87,816,000 | 93,509,000 |
| Equity capital | 80,174,000 | 80,552,000 | 82,673,000 | 82,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,711,000 | 11,381,000 | 17,136,000 | 22,836,000 |
| Interest expense | 451,000 | 863,000 | 1,253,000 | 1,632,000 |
| Net interest income | 5,260,000 | 10,518,000 | 15,883,000 | 21,204,000 |
| Noninterest income | 970,000 | 2,228,000 | 3,207,000 | 4,521,000 |
| Noninterest expense | 4,501,000 | 8,673,000 | 12,875,000 | 17,195,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 382,000 |
| Pretax income | 1,663,000 | 4,025,000 | 6,231,000 | 8,264,000 |
| Income tax | 400,000 | 700,000 | 1,270,000 | 1,770,000 |
| Net income | 1,263,000 | 3,325,000 | 4,961,000 | 6,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,038,000 | 67,889,000 | 69,862,000 | 70,428,000 |
| Total capital | 69,609,000 | 71,468,000 | 73,485,000 | 74,307,000 |
| Risk-weighted assets | 556,454,000 | 411,614,000 | 448,207,000 | 442,328,000 |
Machine access — free, no API key
Every figure shown here about UNION BANK COMPANY, THE — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.