Call reports 2012
UNION BANK COMPANY, THE — 2012
What UNION BANK COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 583,101,000 | 564,313,000 | 554,542,000 | 571,771,000 |
| Total loans | 334,159,000 | 323,797,000 | 324,703,000 | 307,402,000 |
| Allowance for loan losses | 7,374,000 | 7,050,000 | 7,202,000 | 6,918,000 |
| Securities available for sale | 158,862,000 | 163,542,000 | 167,726,000 | 177,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 478,282,000 | 459,826,000 | 456,586,000 | 473,004,000 |
| Interest-bearing deposits | 421,502,000 | 397,937,000 | 392,600,000 | 395,044,000 |
| Noninterest-bearing deposits | 56,780,000 | 61,889,000 | 63,986,000 | 77,960,000 |
| Equity capital | 67,989,000 | 69,279,000 | 71,171,000 | 71,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,877,000 | 11,559,000 | 17,123,000 | 22,591,000 |
| Interest expense | 1,366,000 | 2,534,000 | 3,505,000 | 4,308,000 |
| Net interest income | 4,511,000 | 9,025,000 | 13,618,000 | 18,283,000 |
| Noninterest income | 1,053,000 | 1,918,000 | 2,845,000 | 4,086,000 |
| Noninterest expense | 4,135,000 | 8,019,000 | 11,936,000 | 16,180,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 200,000 |
| Pretax income | 1,430,000 | 3,164,000 | 4,595,000 | 6,257,000 |
| Income tax | 300,000 | 710,000 | 930,000 | 1,310,000 |
| Net income | 1,130,000 | 2,454,000 | 3,665,000 | 4,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,549,000 | 56,890,000 | 58,121,000 | 59,217,000 |
| Total capital | 60,611,000 | 61,840,000 | 63,065,000 | 63,968,000 |
| Risk-weighted assets | 402,536,000 | 393,821,000 | 393,260,000 | 378,637,000 |