Call reports 2011
UNION BANK COMPANY, THE — 2011
What UNION BANK COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 599,613,000 | 581,588,000 | 583,990,000 | 586,354,000 |
| Total loans | 371,972,000 | 358,703,000 | 349,569,000 | 340,700,000 |
| Allowance for loan losses | 8,959,000 | 8,879,000 | 8,442,000 | 8,543,000 |
| Securities available for sale | 143,040,000 | 150,776,000 | 152,505,000 | 151,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 481,922,000 | 478,646,000 | 481,798,000 | 482,067,000 |
| Interest-bearing deposits | 431,171,000 | 428,574,000 | 426,447,000 | 415,576,000 |
| Noninterest-bearing deposits | 50,751,000 | 50,072,000 | 55,351,000 | 66,491,000 |
| Equity capital | 64,165,000 | 65,077,000 | 66,147,000 | 67,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,983,000 | 13,837,000 | 20,288,000 | 26,461,000 |
| Interest expense | 1,804,000 | 3,715,000 | 5,410,000 | 6,976,000 |
| Net interest income | 5,179,000 | 10,122,000 | 14,878,000 | 19,485,000 |
| Noninterest income | 719,000 | 1,560,000 | 2,114,000 | 2,934,000 |
| Noninterest expense | 3,676,000 | 7,390,000 | 11,311,000 | 15,139,000 |
| Provision for loan losses | 1,275,000 | 2,575,000 | 3,975,000 | 4,375,000 |
| Pretax income | 968,000 | 2,357,000 | 2,599,000 | 3,802,000 |
| Income tax | 80,000 | 350,000 | 240,000 | 360,000 |
| Net income | 888,000 | 2,007,000 | 2,359,000 | 3,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,003,000 | 53,552,000 | 53,949,000 | 55,049,000 |
| Total capital | 58,561,000 | 58,832,000 | 58,778,000 | 60,201,000 |
| Risk-weighted assets | 441,258,000 | 418,783,000 | 417,390,000 | 408,654,000 |