Call reports 2002
UNION BANK COMPANY, THE — 2002
What UNION BANK COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 203,856,000 | 207,489,000 | 216,216,000 | 217,495,000 |
| Total loans | 147,663,000 | 150,675,000 | 153,620,000 | 158,154,000 |
| Allowance for loan losses | 1,425,000 | 1,498,000 | 1,660,000 | 1,670,000 |
| Securities available for sale | 38,251,000 | 39,985,000 | 42,185,000 | 40,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,390,000 | 171,593,000 | 178,435,000 | 184,526,000 |
| Interest-bearing deposits | 154,451,000 | 157,439,000 | 160,332,000 | 165,305,000 |
| Noninterest-bearing deposits | 13,939,000 | 14,154,000 | 18,103,000 | 19,221,000 |
| Equity capital | 13,798,000 | 14,504,000 | 15,411,000 | 16,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,379,000 | 6,750,000 | 10,147,000 | 13,587,000 |
| Interest expense | 1,623,000 | 3,163,000 | 4,624,000 | 5,951,000 |
| Net interest income | 1,756,000 | 3,587,000 | 5,523,000 | 7,636,000 |
| Noninterest income | 339,000 | 666,000 | 1,104,000 | 1,779,000 |
| Noninterest expense | 1,612,000 | 3,280,000 | 4,720,000 | 6,364,000 |
| Provision for loan losses | 96,000 | 192,000 | 547,000 | 747,000 |
| Pretax income | 387,000 | 772,000 | 1,373,000 | 2,319,000 |
| Income tax | 97,000 | 191,000 | 365,000 | 614,000 |
| Net income | 290,000 | 581,000 | 1,008,000 | 1,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,165,000 | 14,456,000 | 14,883,000 | 15,577,000 |
| Total capital | 15,590,000 | 15,954,000 | 16,543,000 | 17,247,000 |
| Risk-weighted assets | 152,219,000 | 155,353,000 | 158,022,000 | 161,300,000 |