Call reports 2007
FIRST SECURITY BANK - RENVILLE — 2007
What FIRST SECURITY BANK - RENVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 40,786,000 | 40,663,000 | 39,197,000 | 48,080,000 |
| Total loans | 25,177,000 | 24,319,000 | 24,539,000 | 26,303,000 |
| Allowance for loan losses | 601,000 | 548,000 | 553,000 | 918,000 |
| Securities available for sale | 11,104,000 | 10,272,000 | 9,514,000 | 4,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,606,000 | 34,780,000 | 34,102,000 | 43,195,000 |
| Interest-bearing deposits | 26,243,000 | 26,795,000 | 25,774,000 | 24,939,000 |
| Noninterest-bearing deposits | 7,363,000 | 7,985,000 | 8,328,000 | 18,256,000 |
| Equity capital | 4,673,000 | 4,676,000 | 4,833,000 | 4,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,056,000 | 1,582,000 | 2,136,000 |
| Interest expense | 258,000 | 514,000 | 762,000 | 989,000 |
| Net interest income | 267,000 | 542,000 | 820,000 | 1,147,000 |
| Noninterest income | 83,000 | 203,000 | 318,000 | 452,000 |
| Noninterest expense | 315,000 | 645,000 | 987,000 | 1,299,000 |
| Provision for loan losses | 440,000 | 495,000 | 495,000 | 891,000 |
| Pretax income | -405,000 | -395,000 | -344,000 | -591,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -405,000 | -395,000 | -344,000 | -591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,320,000 | 3,330,000 | 3,380,000 | 3,131,000 |
| Total capital | 3,659,000 | 3,675,000 | 3,712,000 | 3,513,000 |
| Risk-weighted assets | 26,850,000 | 27,423,000 | 26,345,000 | 30,033,000 |