Call reports 2006
FIRST SECURITY BANK - RENVILLE — 2006
What FIRST SECURITY BANK - RENVILLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 43,199,000 | 43,407,000 | 43,454,000 | 45,642,000 |
| Total loans | 28,144,000 | 27,874,000 | 27,260,000 | 24,755,000 |
| Allowance for loan losses | 621,000 | 622,000 | 623,000 | 730,000 |
| Securities available for sale | 11,239,000 | 11,044,000 | 11,156,000 | 11,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,767,000 | 32,178,000 | 31,254,000 | 38,393,000 |
| Interest-bearing deposits | 30,822,000 | 30,152,000 | 29,909,000 | 33,073,000 |
| Noninterest-bearing deposits | 1,944,000 | 2,026,000 | 1,345,000 | 5,320,000 |
| Equity capital | 5,825,000 | 5,770,000 | 5,560,000 | 5,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,216,000 | 1,814,000 | 2,406,000 |
| Interest expense | 216,000 | 479,000 | 764,000 | 1,039,000 |
| Net interest income | 393,000 | 737,000 | 1,050,000 | 1,367,000 |
| Noninterest income | 84,000 | 182,000 | 347,000 | 468,000 |
| Noninterest expense | 325,000 | 646,000 | 962,000 | 1,234,000 |
| Provision for loan losses | 0 | 0 | 0 | 184,000 |
| Pretax income | 152,000 | 273,000 | 435,000 | 417,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 152,000 | 273,000 | 435,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,628,000 | 4,691,000 | 4,306,000 | 3,721,000 |
| Total capital | 4,996,000 | 5,066,000 | 4,673,000 | 4,084,000 |
| Risk-weighted assets | 29,189,000 | 29,813,000 | 29,096,000 | 28,705,000 |