Call reports 2005
FIRST SECURITY BANK - RENVILLE — 2005
What FIRST SECURITY BANK - RENVILLE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 41,777,000 | 40,964,000 | 40,402,000 | 45,992,000 |
| Total loans | 24,687,000 | 24,400,000 | 24,085,000 | 26,255,000 |
| Allowance for loan losses | 623,000 | 623,000 | 624,000 | 621,000 |
| Securities available for sale | 12,735,000 | 12,194,000 | 11,975,000 | 11,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,778,000 | 34,255,000 | 31,650,000 | 37,732,000 |
| Interest-bearing deposits | 32,255,000 | 31,424,000 | 30,045,000 | 31,807,000 |
| Noninterest-bearing deposits | 2,523,000 | 2,831,000 | 1,605,000 | 5,925,000 |
| Equity capital | 5,694,000 | 5,769,000 | 5,697,000 | 5,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,082,000 | 1,593,000 | 2,108,000 |
| Interest expense | 129,000 | 279,000 | 441,000 | 623,000 |
| Net interest income | 434,000 | 803,000 | 1,152,000 | 1,485,000 |
| Noninterest income | 58,000 | 126,000 | 198,000 | 278,000 |
| Noninterest expense | 288,000 | 625,000 | 950,000 | 1,259,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 204,000 | 304,000 | 400,000 | 504,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 204,000 | 304,000 | 400,000 | 504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,356,000 | 4,376,000 | 4,435,000 | 4,503,000 |
| Total capital | 4,690,000 | 4,696,000 | 4,753,000 | 4,855,000 |
| Risk-weighted assets | 25,681,000 | 25,271,000 | 25,083,000 | 27,929,000 |