Call reports 2004
FIRST SECURITY BANK - RENVILLE — 2004
What FIRST SECURITY BANK - RENVILLE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 42,824,000 | 42,193,000 | 42,413,000 | 45,246,000 |
| Total loans | 23,542,000 | 24,653,000 | 25,097,000 | 25,448,000 |
| Allowance for loan losses | 504,000 | 659,000 | 664,000 | 619,000 |
| Securities available for sale | 14,588,000 | 13,534,000 | 13,099,000 | 12,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,774,000 | 34,717,000 | 35,087,000 | 39,113,000 |
| Interest-bearing deposits | 34,481,000 | 32,571,000 | 32,594,000 | 33,309,000 |
| Noninterest-bearing deposits | 2,293,000 | 2,146,000 | 2,493,000 | 5,804,000 |
| Equity capital | 5,504,000 | 5,332,000 | 5,580,000 | 5,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,127,000 | 1,643,000 | 2,150,000 |
| Interest expense | 141,000 | 273,000 | 402,000 | 526,000 |
| Net interest income | 397,000 | 854,000 | 1,241,000 | 1,624,000 |
| Noninterest income | 45,000 | 107,000 | 181,000 | 258,000 |
| Noninterest expense | 311,000 | 635,000 | 936,000 | 1,226,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 131,000 | 326,000 | 486,000 | 656,000 |
| Income tax | 36,000 | 36,000 | 36,000 | 36,000 |
| Net income | 95,000 | 290,000 | 450,000 | 620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,845,000 | 4,040,000 | 4,109,000 | 4,217,000 |
| Total capital | 4,162,000 | 4,363,000 | 4,437,000 | 4,554,000 |
| Risk-weighted assets | 25,161,000 | 25,530,000 | 25,924,000 | 26,681,000 |