Call reports 2003
FIRST SECURITY BANK - RENVILLE — 2003
What FIRST SECURITY BANK - RENVILLE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 42,718,000 | 40,735,000 | 40,868,000 | 44,727,000 |
| Total loans | 27,337,000 | 28,338,000 | 28,122,000 | 25,297,000 |
| Allowance for loan losses | 475,000 | 487,000 | 488,000 | 477,000 |
| Securities available for sale | 7,890,000 | 6,408,000 | 5,664,000 | 4,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,201,000 | 36,509,000 | 37,120,000 | 39,176,000 |
| Interest-bearing deposits | 35,842,000 | 34,673,000 | 34,508,000 | 34,265,000 |
| Noninterest-bearing deposits | 2,359,000 | 1,836,000 | 2,612,000 | 4,911,000 |
| Equity capital | 3,787,000 | 3,904,000 | 3,492,000 | 5,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 589,000 | 1,274,000 | 1,832,000 | 342,000 |
| Interest expense | 197,000 | 379,000 | 544,000 | 86,000 |
| Net interest income | 392,000 | 895,000 | 1,288,000 | 256,000 |
| Noninterest income | 57,000 | 125,000 | 207,000 | 30,000 |
| Noninterest expense | 285,000 | 585,000 | 872,000 | 188,000 |
| Provision for loan losses | 6,000 | 9,000 | 9,000 | 0 |
| Pretax income | 158,000 | 426,000 | 614,000 | 98,000 |
| Income tax | 67,000 | 174,000 | 254,000 | 23,000 |
| Net income | 91,000 | 252,000 | 360,000 | 75,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,726,000 | 3,837,000 | 3,445,000 | 3,856,000 |
| Total capital | 4,094,000 | 4,209,000 | 3,818,000 | 4,198,000 |
| Risk-weighted assets | 29,323,000 | 29,666,000 | 29,749,000 | 27,214,000 |