Call reports 2002
FIRST SECURITY BANK - RENVILLE — 2002
What FIRST SECURITY BANK - RENVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 38,603,000 | 38,887,000 | 38,322,000 | 42,886,000 |
| Total loans | 26,622,000 | 27,675,000 | 28,508,000 | 27,777,000 |
| Allowance for loan losses | 528,000 | 538,000 | 550,000 | 477,000 |
| Securities available for sale | 4,852,000 | 5,326,000 | 6,311,000 | 5,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,290,000 | 34,533,000 | 33,926,000 | 38,428,000 |
| Interest-bearing deposits | 32,748,000 | 33,087,000 | 31,905,000 | 34,588,000 |
| Noninterest-bearing deposits | 1,542,000 | 1,446,000 | 2,021,000 | 3,840,000 |
| Equity capital | 3,456,000 | 3,489,000 | 3,609,000 | 3,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,286,000 | 1,937,000 | 2,588,000 |
| Interest expense | 251,000 | 483,000 | 706,000 | 920,000 |
| Net interest income | 395,000 | 803,000 | 1,231,000 | 1,668,000 |
| Noninterest income | 106,000 | 185,000 | 250,000 | 326,000 |
| Noninterest expense | 391,000 | 743,000 | 1,083,000 | 1,459,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 55,000 |
| Pretax income | 95,000 | 215,000 | 353,000 | 480,000 |
| Income tax | 40,000 | 86,000 | 143,000 | 175,000 |
| Net income | 55,000 | 129,000 | 210,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,482,000 | 3,459,000 | 3,540,000 | 3,635,000 |
| Total capital | 3,833,000 | 3,820,000 | 3,909,000 | 4,007,000 |
| Risk-weighted assets | 27,897,000 | 28,692,000 | 29,401,000 | 29,643,000 |