Call reports 2025
AUTO CLUB TRUST, FSB — 2025
What AUTO CLUB TRUST, FSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 |
|---|---|
| Total assets | 466,093,000 |
| Total loans | 242,018,000 |
| Allowance for loan losses | 3,276,000 |
| Securities available for sale | 132,153,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 339,070,000 |
| Interest-bearing deposits | 334,249,000 |
| Noninterest-bearing deposits | 4,821,000 |
| Equity capital | 32,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 |
|---|---|
| Interest income | 5,838,000 |
| Interest expense | 4,112,000 |
| Net interest income | 1,726,000 |
| Noninterest income | 2,376,000 |
| Noninterest expense | 5,169,000 |
| Provision for loan losses | -113,000 |
| Pretax income | -937,000 |
| Income tax | 0 |
| Net income | -937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 |
|---|---|
| Tier 1 capital | 49,727,000 |
| Total capital | 53,038,000 |
| Risk-weighted assets | 277,262,000 |