Call reports 2015

AUTO CLUB TRUST, FSB — 2015

Name: AUTO CLUB TRUST, FSB — FFIEC call report 2015
Creator: AUTO CLUB TRUST, FSB

What AUTO CLUB TRUST, FSB reported to the FFIEC in 2015, quarter by quarter.

PERIOD: 2015SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/830f9dfe-712a-436a-ab0e-a670046b4e02/2015

Balance sheet

What the bank holds and owes at quarter end

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Total assets	130,779,000	164,256,000	189,913,000	242,024,000
Total loans	45,636,000	50,995,000	56,913,000	129,610,000
Allowance for loan losses	624,000	773,000	810,000	1,900,000
Securities available for sale	75,342,000	104,279,000	122,366,000	100,303,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	84,049,000	120,592,000	144,973,000	169,947,000
Interest-bearing deposits	82,404,000	118,961,000	143,330,000	167,921,000
Noninterest-bearing deposits	1,645,000	1,631,000	1,643,000	2,026,000
Equity capital	45,794,000	42,729,000	43,055,000	42,301,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Interest income	591,000	1,573,000	2,756,000	4,153,000
Interest expense	140,000	428,000	811,000	1,274,000
Net interest income	451,000	1,145,000	1,945,000	2,879,000
Noninterest income	235,000	502,000	731,000	3,916,000
Noninterest expense	1,748,000	3,796,000	5,769,000	8,435,000
Provision for loan losses	97,000	246,000	286,000	1,382,000
Pretax income	-1,159,000	-2,395,000	-3,377,000	-3,015,000
Income tax	0	0	0	0
Net income	-1,159,000	-2,395,000	-3,377,000	-3,015,000

Basel measures — not reported for every quarter

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Tier 1 capital	44,992,000	43,758,000	42,774,000	43,136,000
Total capital	45,616,000	44,531,000	43,584,000	44,681,000
Risk-weighted assets	56,094,000	70,749,000	82,869,000	123,225,000