Call reports 2020
BEST HOMETOWN BANK — 2020
What BEST HOMETOWN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 |
|---|---|
| Total assets | 117,396,000 |
| Total loans | 87,483,000 |
| Allowance for loan losses | 38,000 |
| Securities available for sale | 10,058,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 100,864,000 |
| Interest-bearing deposits | 93,710,000 |
| Noninterest-bearing deposits | 7,154,000 |
| Equity capital | 12,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 |
|---|---|
| Interest income | 1,094,000 |
| Interest expense | 293,000 |
| Net interest income | 801,000 |
| Noninterest income | 40,000 |
| Noninterest expense | 784,000 |
| Provision for loan losses | 28,000 |
| Pretax income | 29,000 |
| Income tax | 0 |
| Net income | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 |
|---|---|
| Tier 1 capital | 11,550,000 |
| Total capital | 11,588,000 |
| Risk-weighted assets | 81,125,000 |