Call reports 2018
BEST HOMETOWN BANK — 2018
What BEST HOMETOWN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 107,949,000 | 109,760,000 | 110,428,000 | 109,375,000 |
| Total loans | 82,123,000 | 84,961,000 | 86,487,000 | 86,851,000 |
| Allowance for loan losses | 1,217,000 | 1,219,000 | 1,220,000 | 1,205,000 |
| Securities available for sale | 15,267,000 | 14,302,000 | 13,442,000 | 12,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,564,000 | 84,551,000 | 85,357,000 | 91,412,000 |
| Interest-bearing deposits | 80,813,000 | 78,354,000 | 79,733,000 | 85,715,000 |
| Noninterest-bearing deposits | 6,751,000 | 6,197,000 | 5,624,000 | 5,697,000 |
| Equity capital | 10,614,000 | 10,529,000 | 10,422,000 | 10,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,939,000 | 2,940,000 | 3,996,000 |
| Interest expense | 302,000 | 637,000 | 1,009,000 | 1,431,000 |
| Net interest income | 653,000 | 1,302,000 | 1,931,000 | 2,565,000 |
| Noninterest income | 59,000 | 116,000 | 190,000 | 250,000 |
| Noninterest expense | 793,000 | 2,123,000 | 2,896,000 | 3,709,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -81,000 | -705,000 | -775,000 | -894,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -81,000 | -705,000 | -775,000 | -894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,607,000 | 11,992,000 | 11,931,000 | 11,823,000 |
| Total capital | 13,415,000 | 12,854,000 | 12,768,000 | 12,691,000 |
| Risk-weighted assets | 64,254,000 | 68,623,000 | 66,615,000 | 69,180,000 |