Call reports 2017
BEST HOMETOWN BANK — 2017
What BEST HOMETOWN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 113,988,000 | 112,797,000 | 112,486,000 | 110,407,000 |
| Total loans | 76,889,000 | 80,486,000 | 81,817,000 | 82,344,000 |
| Allowance for loan losses | 1,192,000 | 1,232,000 | 1,227,000 | 1,215,000 |
| Securities available for sale | 25,476,000 | 21,082,000 | 19,886,000 | 16,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,383,000 | 90,407,000 | 89,983,000 | 88,014,000 |
| Interest-bearing deposits | 84,533,000 | 84,319,000 | 83,150,000 | 81,744,000 |
| Noninterest-bearing deposits | 6,850,000 | 6,088,000 | 6,833,000 | 6,270,000 |
| Equity capital | 10,871,000 | 10,807,000 | 10,794,000 | 10,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 945,000 | 1,920,000 | 2,878,000 | 3,836,000 |
| Interest expense | 305,000 | 634,000 | 953,000 | 1,277,000 |
| Net interest income | 640,000 | 1,286,000 | 1,925,000 | 2,559,000 |
| Noninterest income | 23,000 | 78,000 | 150,000 | 215,000 |
| Noninterest expense | 783,000 | 1,589,000 | 2,369,000 | 3,083,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -120,000 | -244,000 | -313,000 | -358,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -120,000 | -244,000 | -313,000 | -358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,584,000 | 12,470,000 | 12,411,000 | 12,678,000 |
| Total capital | 13,367,000 | 13,259,000 | 13,201,000 | 13,489,000 |
| Risk-weighted assets | 62,237,000 | 62,683,000 | 62,793,000 | 64,554,000 |