Call reports 2012
BEST HOMETOWN BANK — 2012
What BEST HOMETOWN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 99,612,000 | 98,203,000 | 98,064,000 | 97,223,000 |
| Total loans | 74,672,000 | 71,652,000 | 69,962,000 | 68,825,000 |
| Allowance for loan losses | 1,245,000 | 1,282,000 | 1,168,000 | 1,410,000 |
| Securities available for sale | 11,043,000 | 11,990,000 | 18,062,000 | 20,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,390,000 | 76,704,000 | 76,316,000 | 75,954,000 |
| Interest-bearing deposits | 73,871,000 | 72,391,000 | 71,646,000 | 71,437,000 |
| Noninterest-bearing deposits | 3,519,000 | 4,313,000 | 4,670,000 | 4,517,000 |
| Equity capital | 9,868,000 | 9,909,000 | 9,993,000 | 9,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,145,000 | 3,204,000 | 4,187,000 |
| Interest expense | 405,000 | 776,000 | 1,128,000 | 1,473,000 |
| Net interest income | 698,000 | 1,369,000 | 2,076,000 | 2,714,000 |
| Noninterest income | 21,000 | 38,000 | 27,000 | 28,000 |
| Noninterest expense | 618,000 | 1,214,000 | 1,822,000 | 2,480,000 |
| Provision for loan losses | 97,000 | 187,000 | 247,000 | 967,000 |
| Pretax income | 4,000 | 6,000 | 34,000 | -705,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | 6,000 | 34,000 | -705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,687,000 | 10,688,000 | 10,717,000 | 10,167,000 |
| Total capital | 11,278,000 | 11,248,000 | 11,299,000 | 10,715,000 |
| Risk-weighted assets | 46,798,000 | 46,954,000 | 45,338,000 | 46,029,000 |
Machine access — free, no API key
Every figure shown here about BEST HOMETOWN BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.