Call reports 2016
FOOTHILLS COMMUNITY BANK — 2016
What FOOTHILLS COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 69,663,000 | 82,272,000 | 82,168,000 | 82,967,000 |
| Total loans | 43,648,000 | 45,061,000 | 46,034,000 | 45,850,000 |
| Allowance for loan losses | 676,000 | 661,000 | 672,000 | 700,000 |
| Securities available for sale | 8,614,000 | 8,989,000 | 10,954,000 | 9,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,108,000 | 71,854,000 | 73,064,000 | 75,578,000 |
| Interest-bearing deposits | 59,383,000 | 61,969,000 | 61,318,000 | 62,595,000 |
| Noninterest-bearing deposits | 8,725,000 | 9,885,000 | 11,746,000 | 12,983,000 |
| Equity capital | 1,455,000 | 10,324,000 | 8,970,000 | 7,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,583,000 | 2,381,000 | 3,209,000 |
| Interest expense | 120,000 | 232,000 | 341,000 | 444,000 |
| Net interest income | 689,000 | 1,351,000 | 2,040,000 | 2,765,000 |
| Noninterest income | 31,000 | 49,000 | 60,000 | -1,077,000 |
| Noninterest expense | 780,000 | 1,582,000 | 3,630,000 | 4,657,000 |
| Provision for loan losses | 0 | 10,000 | 33,000 | 68,000 |
| Pretax income | -54,000 | -186,000 | -1,557,000 | -3,031,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -54,000 | -186,000 | -1,557,000 | -3,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,479,000 | 10,324,000 | 8,970,000 | 7,469,000 |
| Total capital | 2,155,000 | 10,985,000 | 9,642,000 | 8,169,000 |
| Risk-weighted assets | 58,660,000 | 60,103,000 | 61,518,000 | 63,049,000 |