Call reports 2015
FOOTHILLS COMMUNITY BANK — 2015
What FOOTHILLS COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 76,822,000 | 74,250,000 | 71,519,000 | 72,189,000 |
| Total loans | 49,974,000 | 48,128,000 | 45,610,000 | 45,629,000 |
| Allowance for loan losses | 976,000 | 968,000 | 954,000 | 958,000 |
| Securities available for sale | 11,466,000 | 10,047,000 | 9,789,000 | 9,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,076,000 | 72,813,000 | 69,904,000 | 69,783,000 |
| Interest-bearing deposits | 66,561,000 | 64,086,000 | 59,754,000 | 59,780,000 |
| Noninterest-bearing deposits | 8,515,000 | 8,727,000 | 10,150,000 | 10,003,000 |
| Equity capital | 1,624,000 | 1,273,000 | 1,420,000 | 1,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 927,000 | 1,836,000 | 2,677,000 | 3,518,000 |
| Interest expense | 170,000 | 341,000 | 501,000 | 641,000 |
| Net interest income | 757,000 | 1,495,000 | 2,176,000 | 2,877,000 |
| Noninterest income | 24,000 | 194,000 | 433,000 | 414,000 |
| Noninterest expense | 845,000 | 1,783,000 | 2,759,000 | 3,473,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -42,000 | -68,000 | -122,000 | -154,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -42,000 | -68,000 | -122,000 | -154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,700,000 | 1,674,000 | 1,621,000 | 1,588,000 |
| Total capital | 2,648,000 | 2,510,000 | 2,405,000 | 2,366,000 |
| Risk-weighted assets | 75,783,000 | 66,719,000 | 62,544,000 | 62,026,000 |