Call reports 2008
FOOTHILLS COMMUNITY BANK — 2008
What FOOTHILLS COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 80,813,000 | 93,058,000 | 100,383,000 | 106,336,000 |
| Total loans | 60,970,000 | 67,450,000 | 72,156,000 | 75,389,000 |
| Allowance for loan losses | 613,000 | 677,000 | 722,000 | 2,958,000 |
| Securities available for sale | 15,219,000 | 16,574,000 | 16,625,000 | 20,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,344,000 | 71,150,000 | 79,473,000 | 85,572,000 |
| Interest-bearing deposits | 61,230,000 | 68,130,000 | 76,728,000 | 82,649,000 |
| Noninterest-bearing deposits | 1,114,000 | 3,020,000 | 2,745,000 | 2,923,000 |
| Equity capital | 11,058,000 | 12,981,000 | 12,464,000 | 10,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,182,000 | 2,528,000 | 3,998,000 | 5,465,000 |
| Interest expense | 600,000 | 1,291,000 | 2,025,000 | 2,835,000 |
| Net interest income | 582,000 | 1,237,000 | 1,973,000 | 2,630,000 |
| Noninterest income | 52,000 | 84,000 | 123,000 | 157,000 |
| Noninterest expense | 584,000 | 1,318,000 | 2,102,000 | 3,129,000 |
| Provision for loan losses | 186,000 | 250,000 | 354,000 | 2,745,000 |
| Pretax income | -85,000 | -182,000 | -286,000 | -2,977,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -85,000 | -182,000 | -286,000 | -2,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,024,000 | 13,428,000 | 13,362,000 | 10,710,000 |
| Total capital | 11,637,000 | 14,105,000 | 14,084,000 | 11,827,000 |
| Risk-weighted assets | 70,546,000 | 79,773,000 | 85,230,000 | 87,505,000 |