Call reports 2025
FORTRESS BANK — 2025
What FORTRESS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 804,067,000 | 814,046,000 | 813,179,000 | 839,333,000 |
| Total loans | 656,136,000 | 652,885,000 | 653,673,000 | 655,349,000 |
| Allowance for loan losses | 8,968,000 | 9,671,000 | 10,397,000 | 9,651,000 |
| Securities available for sale | 73,461,000 | 75,646,000 | 76,781,000 | 83,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 657,605,000 | 650,063,000 | 658,379,000 | 699,944,000 |
| Interest-bearing deposits | 555,209,000 | 556,004,000 | 569,255,000 | 598,857,000 |
| Noninterest-bearing deposits | 102,396,000 | 94,060,000 | 89,125,000 | 101,087,000 |
| Equity capital | 77,657,000 | 79,796,000 | 81,857,000 | 82,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,039,000 | 21,900,000 | 34,689,000 | 47,319,000 |
| Interest expense | 4,975,000 | 10,142,000 | 15,379,000 | 20,599,000 |
| Net interest income | 6,064,000 | 11,758,000 | 19,310,000 | 26,720,000 |
| Noninterest income | 6,825,000 | 15,183,000 | 21,810,000 | 28,596,000 |
| Noninterest expense | 10,466,000 | 21,521,000 | 33,008,000 | 44,534,000 |
| Provision for loan losses | 1,200,000 | 1,925,000 | 2,750,000 | 3,575,000 |
| Pretax income | 1,223,000 | 3,495,000 | 5,362,000 | 7,207,000 |
| Income tax | 342,000 | 538,000 | 1,031,000 | 1,306,000 |
| Net income | 881,000 | 2,957,000 | 4,331,000 | 5,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,868,000 | 73,007,000 | 74,048,000 | 74,874,000 |
| Total capital | 79,407,000 | 81,609,000 | 82,582,000 | 83,390,000 |
| Risk-weighted assets | 682,594,000 | 687,064,000 | 680,811,000 | 680,009,000 |