Call reports 2004

FORTRESS BANK — 2004

Name: FORTRESS BANK — FFIEC call report 2004
Creator: FORTRESS BANK

What FORTRESS BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/830a0e9e-3beb-4ced-9d4f-6d63063d28f1/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	135,656,000	153,840,000	152,936,000	155,154,000
Total loans	84,050,000	87,240,000	87,438,000	85,174,000
Allowance for loan losses	625,000	641,000	586,000	590,000
Securities available for sale	34,590,000	45,319,000	47,707,000	53,341,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	109,062,000	129,071,000	128,576,000	132,308,000
Interest-bearing deposits	93,126,000	112,061,000	114,773,000	115,132,000
Noninterest-bearing deposits	15,936,000	17,010,000	13,803,000	17,176,000
Equity capital	13,738,000	13,302,000	14,057,000	14,187,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,644,000	3,340,000	5,153,000	6,980,000
Interest expense	497,000	1,011,000	1,585,000	2,166,000
Net interest income	1,147,000	2,329,000	3,568,000	4,814,000
Noninterest income	204,000	418,000	626,000	842,000
Noninterest expense	879,000	1,862,000	2,876,000	3,908,000
Provision for loan losses	18,000	36,000	54,000	72,000
Pretax income	454,000	849,000	1,263,000	1,675,000
Income tax	126,000	226,000	335,000	455,000
Net income	328,000	623,000	928,000	1,220,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	9,769,000	9,225,000	9,532,000	9,826,000
Total capital	10,394,000	9,866,000	10,118,000	10,416,000
Risk-weighted assets	92,309,000	98,614,000	98,979,000	98,189,000