Call reports 2026
FOUR COUNTY BANK, THE — 2026
What FOUR COUNTY BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 89,515,000 | 87,120,000 |
| Total loans | 60,772,000 | 59,807,000 |
| Allowance for loan losses | 1,341,000 | 1,320,000 |
| Securities available for sale | 11,515,000 | 11,257,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 78,341,000 | 75,422,000 |
| Interest-bearing deposits | 60,863,000 | 59,413,000 |
| Noninterest-bearing deposits | 17,478,000 | 16,009,000 |
| Equity capital | 10,806,000 | 11,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,453,000 | 2,967,000 |
| Interest expense | 451,000 | 886,000 |
| Net interest income | 1,002,000 | 2,081,000 |
| Noninterest income | 60,000 | 113,000 |
| Noninterest expense | 610,000 | 1,236,000 |
| Provision for loan losses | 45,000 | 90,000 |
| Pretax income | 407,000 | 868,000 |
| Income tax | 0 | 0 |
| Net income | 407,000 | 868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 11,894,000 | 12,355,000 |