Call reports 2024
FOUR COUNTY BANK, THE — 2024
What FOUR COUNTY BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 85,904,000 | 86,642,000 | 87,722,000 | 90,008,000 |
| Total loans | 62,074,000 | 63,369,000 | 62,862,000 | 63,563,000 |
| Allowance for loan losses | 1,360,000 | 1,359,000 | 1,394,000 | 1,380,000 |
| Securities available for sale | 13,034,000 | 12,331,000 | 12,388,000 | 11,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,110,000 | 76,437,000 | 76,627,000 | 78,947,000 |
| Interest-bearing deposits | 59,061,000 | 59,436,000 | 60,808,000 | 61,211,000 |
| Noninterest-bearing deposits | 17,049,000 | 17,001,000 | 15,819,000 | 17,736,000 |
| Equity capital | 9,426,000 | 9,744,000 | 10,560,000 | 10,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,345,000 | 2,735,000 | 4,151,000 | 5,622,000 |
| Interest expense | 423,000 | 897,000 | 1,397,000 | 1,924,000 |
| Net interest income | 922,000 | 1,838,000 | 2,754,000 | 3,698,000 |
| Noninterest income | 66,000 | 132,000 | 190,000 | 253,000 |
| Noninterest expense | 548,000 | 1,146,000 | 1,726,000 | 2,333,000 |
| Provision for loan losses | 45,000 | 85,000 | 120,000 | 155,000 |
| Pretax income | 395,000 | 739,000 | 1,098,000 | 1,463,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 395,000 | 739,000 | 1,098,000 | 1,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,077,000 | 11,421,000 | 11,780,000 | 12,144,000 |