Call reports 2022
FOUR COUNTY BANK, THE — 2022
What FOUR COUNTY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 86,036,000 | 87,136,000 | 86,080,000 | 84,966,000 |
| Total loans | 57,817,000 | 59,274,000 | 60,378,000 | 63,416,000 |
| Allowance for loan losses | 1,208,000 | 1,231,000 | 1,258,000 | 1,237,000 |
| Securities available for sale | 12,374,000 | 13,649,000 | 13,302,000 | 12,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,222,000 | 77,616,000 | 76,866,000 | 75,151,000 |
| Interest-bearing deposits | 58,874,000 | 59,628,000 | 59,412,000 | 57,936,000 |
| Noninterest-bearing deposits | 17,348,000 | 17,988,000 | 17,454,000 | 17,215,000 |
| Equity capital | 9,649,000 | 9,371,000 | 9,001,000 | 9,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,808,000 | 2,825,000 | 3,918,000 |
| Interest expense | 87,000 | 175,000 | 269,000 | 386,000 |
| Net interest income | 786,000 | 1,633,000 | 2,556,000 | 3,532,000 |
| Noninterest income | 54,000 | 110,000 | 175,000 | 237,000 |
| Noninterest expense | 507,000 | 1,072,000 | 1,626,000 | 2,216,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 309,000 | 643,000 | 1,062,000 | 1,495,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 309,000 | 643,000 | 1,062,000 | 1,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,441,000 | 10,774,000 | 11,193,000 | 11,626,000 |