Call reports 2017
FOUR COUNTY BANK, THE — 2017
What FOUR COUNTY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 66,161,000 | 63,934,000 | 66,075,000 | 66,545,000 |
| Total loans | 45,942,000 | 44,680,000 | 46,625,000 | 47,612,000 |
| Allowance for loan losses | 935,000 | 969,000 | 954,000 | 991,000 |
| Securities available for sale | 12,055,000 | 12,576,000 | 12,845,000 | 12,168,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,804,000 | 55,118,000 | 56,908,000 | 57,196,000 |
| Interest-bearing deposits | 44,799,000 | 44,674,000 | 44,638,000 | 46,606,000 |
| Noninterest-bearing deposits | 12,005,000 | 10,444,000 | 12,270,000 | 10,590,000 |
| Equity capital | 8,372,000 | 8,717,000 | 9,015,000 | 9,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,548,000 | 2,327,000 | 3,135,000 |
| Interest expense | 75,000 | 152,000 | 230,000 | 315,000 |
| Net interest income | 691,000 | 1,396,000 | 2,097,000 | 2,820,000 |
| Noninterest income | 69,000 | 135,000 | 197,000 | 254,000 |
| Noninterest expense | 456,000 | 890,000 | 1,332,000 | 1,765,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 274,000 | 581,000 | 872,000 | 1,189,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 274,000 | 581,000 | 872,000 | 1,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,464,000 | 8,771,000 | 9,062,000 | 9,378,000 |
| Total capital | 9,021,000 | 9,321,000 | 9,634,000 | 9,959,000 |
| Risk-weighted assets | 44,193,000 | 43,583,000 | 45,375,000 | 46,126,000 |