Call reports 2023
ALLIANCE BANK — 2023
What ALLIANCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 162,586,000 | 143,774,000 | 141,492,000 | 141,870,000 |
| Total loans | 95,209,000 | 97,834,000 | 103,203,000 | 102,439,000 |
| Allowance for loan losses | 1,560,000 | 1,663,000 | 1,689,000 | 1,693,000 |
| Securities available for sale | 19,321,000 | 18,276,000 | 16,724,000 | 12,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,945,000 | 126,063,000 | 122,923,000 | 122,595,000 |
| Interest-bearing deposits | 87,799,000 | 74,290,000 | 72,413,000 | 72,455,000 |
| Noninterest-bearing deposits | 57,146,000 | 51,773,000 | 50,510,000 | 50,140,000 |
| Equity capital | 15,279,000 | 15,711,000 | 16,200,000 | 16,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,897,000 | 3,761,000 | 5,644,000 | 7,627,000 |
| Interest expense | 366,000 | 734,000 | 1,182,000 | 1,722,000 |
| Net interest income | 1,531,000 | 3,027,000 | 4,462,000 | 5,905,000 |
| Noninterest income | 82,000 | 180,000 | 254,000 | 337,000 |
| Noninterest expense | 873,000 | 1,741,000 | 2,606,000 | 3,544,000 |
| Provision for loan losses | 11,000 | 114,000 | 134,000 | 134,000 |
| Pretax income | 729,000 | 1,352,000 | 1,976,000 | 2,564,000 |
| Income tax | 204,000 | 367,000 | 543,000 | 626,000 |
| Net income | 525,000 | 985,000 | 1,433,000 | 1,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,883,000 | 16,343,000 | 16,790,000 | 17,295,000 |