Call reports 2020
ALLIANCE BANK — 2020
What ALLIANCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 114,764,000 | 127,982,000 | 129,352,000 | 131,377,000 |
| Total loans | 88,689,000 | 98,238,000 | 97,574,000 | 88,956,000 |
| Allowance for loan losses | 1,200,000 | 1,294,000 | 1,385,000 | 1,477,000 |
| Securities available for sale | 4,029,000 | 3,965,000 | 4,396,000 | 4,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,580,000 | 114,265,000 | 115,627,000 | 117,352,000 |
| Interest-bearing deposits | 68,481,000 | 73,415,000 | 74,581,000 | 74,404,000 |
| Noninterest-bearing deposits | 33,099,000 | 40,850,000 | 41,046,000 | 42,948,000 |
| Equity capital | 12,662,000 | 12,998,000 | 13,240,000 | 13,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,319,000 | 2,760,000 | 4,061,000 | 5,375,000 |
| Interest expense | 231,000 | 439,000 | 638,000 | 815,000 |
| Net interest income | 1,088,000 | 2,321,000 | 3,423,000 | 4,560,000 |
| Noninterest income | 63,000 | 136,000 | 225,000 | 304,000 |
| Noninterest expense | 760,000 | 1,518,000 | 2,273,000 | 3,063,000 |
| Provision for loan losses | 65,000 | 159,000 | 249,000 | 339,000 |
| Pretax income | 326,000 | 780,000 | 1,126,000 | 1,462,000 |
| Income tax | 94,000 | 226,000 | 326,000 | 359,000 |
| Net income | 232,000 | 554,000 | 800,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,603,000 | 12,923,000 | 13,170,000 | 13,473,000 |